What are the first three questions to ask when your home or business has been damaged? And more needed, what are the answers?

What Do I Do Now?

If you’ve experienced damage to your property due to a fire, water leak, wind damage, hail damage, and the like,  the first thing you need to do is to contact Garner Johnson (864)-660-9861 as well as your insurance company.

Garner Johnson will assist your insurance company’s adjuster in determining the extent of damage as well as determining the value of your loss and the cost of replacement.

Who Is Going To Pay For This?

Provided that your damage is covered under your property insurance policy, your insurance company is going to pay for most of the necessary repairs. As the owner you will only be responsible for your deductible. Average deductibles range from $500 to $1000.

How Long Is This Going To Take?

Garner Johnson works directly with your insurance company in an effort to expedite the claim process as quickly as possible. Some insurance companies may pay a portion of your claim in their initial visit, but most will take an average of two weeks to process a payment. Once your insurance company approves the claim, Garner Johnson will commence repairs immediately. Most repairs will take approximately two to three weeks. Roof replacements will only take one to three days.